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12 Months Interest Free Financing

Apply now - Lombard - Interest Free Financing - 0% Interest free for 12 months

Interest Free Financing Available in Simple Steps

If you’re looking for a new bedroom setting, we can make it easy for you, with an affordable, and manageable interest free solution, using Lombard financing, over a 12 month interest free period.
See below for further details:

Application Process:

  1. APPLY ONLINE – In minutes, select from “single” or “joint” application (Links will redirect to Lombard Financing Website)
  2. RECEIVE – Decision via email within seconds
  3. If APPROVED you will receive a confirmation email
  4. Then VISIT your Aura store. Bring your confirmation email, and valid identification. Example: current driver’s licence

What you’ll need to start:

  • Your Residential details
  • Your Financial and employment details
  • Driver’s licence (if you have one)
  • Your ID – Passport (if you have one) or Medicare Number

Eligibility:

  • Permanent resident of Australia
  • Currently full-time employed, permanent part-time, or permanent casual (25+ set hours per week) and earn over $25,000 gross per year
  • Good credit rating

Features, Benefits, Rates& Fees:

More Information

Benefits

  • Borrow up to $30,000 in financing
  • Easy online application, with quick response for approval
  • 24/7 access to your account

Features

  • 12 months interest free
  • A deposit may be required on custom and out of stock products (Contact Us for more information)
  • Any periods longer than 12 months, may be agreed with Aura Designs, but will occur the full interest rate after the 12 month period.
  • Visa PayWave

Rates & Fees

  • Annual Fee
    • $99.
  • Standard Variable Rate
    • 22.99% p.a. on Lombard 180 card purchases and cash advances.

Key Facts Sheet

Apply now - Lombard - Interest Free Financing

Click to the button above, or APPLY HERE to get started.

*Credit approved applicants only; fees, terms and conditions apply including a $99 Annual Fee charged on the account open date and
subsequently on the anniversary of the account open date. Up to 55 days Interest Free is available on all Lombard 180 card purchases
(excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to
qualify for up to 55 days Interest Free on purchases’. 6 months Interest Free is available on all Lombard 180 card purchases of $250 or more
made in one transaction. Interest is payable on any balance outstanding after the Interest Free term. Credit provided by Lombard Finance Pty
Ltd ABN 31 099 651 877 Australian Credit Licence number 247415 (Lombard). Lombard® is a trademark of Lombard. Lombard is a subsidiary
of FlexiGroup Limited.


FAQs

  • Who can apply?
    • Permanent resident of Australia
    • Currently full-time employed, permanent part-time, or permanent casual (25+ set hours per week) and earn over $25,000 gross per year
    • Good credit rating
  • What is an Interest Free Term?
    • It is a period of time in which you do not have to pay any interest on your purchase. Interest is payable on any balance outstanding after the Interest Free Term at the Standard Variable Rate applicable to your Lombard account.
  • When are repayments due?
    • Your first repayment is due 55 days after your Lombard account is opened and then every month thereafter.
    • You can choose to start making payments before they are due
  • How will I know when a repayment is due?
    • A statement will be sent to you every month by post or email, two weeks before the payment is due, specifying the due date and the amount due. Your first statement will be sent to you one month after your Lombard account is opened.
  • How can I make repayments?
    • Direct debit from your nominated bank account
    • BPay
    • POST bill pay 
  • Is there an early payout fee?
    • No, you can choose to pay your account early, if you’d like to pay it off before each due date.

For additional questions regarding financing, please refer to the Lombard FAQ’s.

 

Preview the Online Calculator for estimated repayments.

 

 


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